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Ruel Nuqui - Your Agent
 
PROTECT YOUR LOVED ONES
YOUR FAMILY IS IMPORTANT. Have you considered what would happen if you could no longer provide for your family? Who would pay the bills? The mortgage? Cost of education? Medical costs?
Now, with Simple Term Life Insurance, you can give your loved ones the protection they need, from $50,000 up to $250,000 of coverage, in just minutes for qualified applicants.

**NOTE: Services offered on this website are for residents of CA , NC , OH , PA ,TX , and WI for now. However, the product described here is available in other states. Please comeback and check if we have added your state!

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Instant Approval for Qualified Applicants: Get a term life insurance policy in your hands in as little as 10 minutes with NO medical exam/records, NO blood, and NO urine! Just answer 7 health questions.
 
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Affordable Rates: Your price or premiums is locked for the length of your term when you apply. A 30-year old non-smoking man will pay just $25.20 a month -- that's less than the price of a cup of coffee a day -- for a 20-year $150,000 policy.
 
Want more sample quotes? Click here.  

No Risk...No Obligation: Simple Term comes with a 30-day money-back guarantee. So your satisfaction is 100% guaranteed. You have nothing to lose.
 

Fast, Easy and Simple: Apply over the phone with a live, friendly person. NOT necessary to own a home. NO frustrating paperwork. NO need to see an agent in your home EVER!
 
Convenient Payment Options: Use your major credit card to pay for your premiums. Or you may pay via automatic electronic fund transfer from your checking account. Never miss a payment again!

 
Level Term Benefits: Your rates or premiums will never go up and your benefits will never go down. Available in 10, 15, 20, and 30-year terms. (30-year term not available in CA)
 
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Return of Premium Rider: This optional rider returns all the premiums paid into the policy back to the owner at the end of the policy term. Available on 20 and 30 year terms. Additional premiums required to add rider.
 
Security: Term life insurance policy issued by Jefferson National Life Insurance Company, founded 1937. Rated B++ (as of 07/06/2004), Very Good, by AM Best for financial strength and operating performance.
 
NO hidden costs. NO policy fees. NO last minute surprises. NO hassles.
 
GET A QUOTE TODAY: See how fast, easy and simple it is to get the affordable term life insurance coverage you need.
 
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The policy is issued by The Jefferson National Life Insurance Co., home office in Dallas, TX. The product is an obligation of Jefferson National Life and is not FDIC insured, and is not a guaranteed deposit. Life insurance policies contain exclusions and limitations; benefits may vary due to misstatement of age or sex. Policy may not be available in all states. Policy is issued as policy number JNL-SIMP-03 or a variation of such. Rider Form# JNL-ROP-2004. Optional rider coverage requires payment of additional premiums. Rider available on 20- and 30-year polices only. Rider not available in all states. (Ruel Nuqui - Agent; CA lic. 0B87216)